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A simple "no" should suffice; if it's meant to be, the budding relationship will survive your firm response! Watch out for emails or messages that sound desperate, pleading and persistent in response to your unwillingness to send money. This isn't love, it's money hunger. Just stay away if there are any signs of scams. Even if you manage to identify a scammer earlier rather than later, never confront them. Even if you're baiting them for fun, however tempting it may be to expose them and ridicule them for being so unconvincing, all they will do is change their email account, their photos, and their profiles, and carry on as before, possibly with more success.